Perched in the Soquel hills just a short bike ride from Capitola Village, this 3,269 sq ft split-level retreat offers an exceptional blend of coastal living, turnkey comfort, and financial flexibility. Enjoy panoramic Monterey Bay views and over $150K in recent upgrades throughout. Designed with independent living spaces on both levels, the home features 6 bedrooms and 3.5 bathrooms. The versatile layout presents a rare opportunity for rental income, multi-generational living, or an expansive private residence. Upper Level: A sun-filled great room with vaulted ceilings, ocean views, an open-concept design, and a wood-burning fireplace. Step onto the viewing deck to watch the fog drift across the bay and enjoy the tranquil forest canopy. Lower Level: Features a private entrance and comfortable living space ideal for guests, extended family, or income. Recent high-value improvements include updated flooring, windows, doors, a major electrical upgrade, and enhanced drainage systems providing total peace of mind. Properties with this rare combination of size, views, upgrades, and dual-living potential are highly sought after in the Soquel hills. Schedule your private tour today.