SELLER PAID RATE BUY DOWN AVAILABLE. Along with a price improvement, this property is ready for its next owner. Seller is motivated and willing to credit towards closing costs or a full point rate buy down. With recent top to bottom renovations, this is the nicest home on the block. This is the kind of home that immediately feels elevated yet comfortable. At its heart, a stunning designer kitchen sets the tone-featuring quartz waterfall countertops, a full-height stone backsplash, and brand-new GE appliances that blend beauty with everyday functionality. Rare for the neighborhood and oh so attractive in rental-friendly Templeton, this 4-bedroom, 2-bath home offers both space and function. This is especially true with the versatile fourth bedroom featuring its own private entrance, opening the door for flexibility as it is ideal for guests, a home office, or multigenerational living. The primary suite is a true standout, with vaulted ceilings, statement lighting, and a calm, airy feel. The spa-inspired en suite bathroom features floor-to-ceiling tile and a striking soaking tub that invites you to slow down at the end of the day. Additional highlights include a dedicated laundry alcove, generous storage throughout, a refinished two-car garage with backyard pass-through, and a custom outdoor water feature that adds a touch of tranquility to the space. Located within the highly sought-after Templeton School District and just minutes from Twin Cities Community Hospital, Highway 101, and the best of the Central Coast-wineries, hiking trails, local shops, and the coastline-this home offers the lifestyle so many people move here for. Thoughtfully upgraded and competitively priced, 46 Lone Oak presents a rare opportunity to step into turnkey living in one of Templeton's most desirable pockets.